• Frank Cervi

Got a High Credit Score? You May Have a Better Chance at Becoming a Sucker


It’s always cute when modern media and society confuses love with legalized prostitution. When I read this article out of Bloomberg this morning, I immediately saw the words Credit Score + New Sexy+ Love and subsequently thought that this was going to equal, bullshit. I was right. Here is a snippet of some of the perverted views on attraction, love and what is “sexy”:

It turns out credit scores are statistical shorthand for a whole lot more than the likelihood you'll repay a loan, according to a number of consumer surveys and academic studies. One study, released two years ago, looked at consumer credit data over 15 years and found that the higher the year-end credit score, the likelier the person was to form a romantic relationship over the next year.

Now comes a survey from Discover Financial Services and Match Media Group, parent of Tinder and other dating sites, that shows just how appealing a good credit score can be. Financial responsibility was ranked as a very or extremely important quality in a potential mate by 69 percent of the 2,000 online daters surveyed. That placed it ahead of sense of humor (67 percent), attractiveness (51 percent), ambition (50 percent), courage (42 percent), and modesty (39 percent). A good credit score was associated with being responsible, trustworthy, and smart.

That’s right. These amorous respondents effectively put credit score 18 points ahead of cute.

Those dating-app pictures of people in cool cars or cute gym outfits? Nah, gimme a scorching 810. A good credit score is more appealing than a nice car, said 58 percent of those surveyed. More people might swipe right if daters put up a screenshot of that red-hot percentage.

“If you’ve got a pretty good credit score, you probably have other good personality traits,” said biological anthropologist Helen Fisher, Match.com’s chief scientific adviser and a senior research fellow at the Kinsey Institute. “You’re not only managing your money, you’re managing your family, your friends. You’re kind of a managing person. It says a lot more about you than a fancy car.” She even called it “an honest indicator of who you really are.”

She even called it a “Darwinian mechanism for measuring your reproductive ability.”…

--Bloomberg 8/21/17 A High Credit Score May Make or Break Your Love Life

Clearly, this article was written for middle-aged individuals (mainly for women). The author, Suzanne Woolley, looks like a Gen-X’er herself and undoubtedly has an expertise in the fine art of gold-digging, and was probably a former aspiring gold-digger herself back when Nixon was in office.

Now, there is nothing wrong with having a good credit score, but it is not sexy. For a woman’s beta-seeking side of her hypergamy (usually kicks in around age 30) yes, a good credit score in man produces the other type of Gina-tingles; $$, instead of 8===D. For guy’s, however, women having good credit scores is 1) A totally rare phenomena, almost as rare as a solar eclipse and 2) Has zero affect on the fuckabilty scale. Guy’s don’t fantasize about a chicks Masters degree in Basket Weaving, and they certainly don’t get a rager over a credit score.

“Hey Bob, did you check out that chick’s credit score last night, wow, I want all up in dat thing!”

“ Ya, totally brah, that chick had the tightest score I’ve ever seen, total knock out. I mean, think about all the IKEA shopping I could do with her…man…I’m just getting hard thinking about those numbers.”

SAID NO GUY, EVER.

Now, clearly, everyone in this “study” who was surveyed, were over the age of thirty. Young people don’t even know what a credit score is and they aren’t going to Cancun looking for someone to go to Bed Bath & Beyond with; to maybe go for a quick cuddle in the bedding section.

If anything, this article emphasizes the great charade that modern ‘love’ has become: legalized prostitution. Where what the other person can do for you, in the form of monetary financing, is considered ‘love’. Love today means loving someone because you can’t survive in the world by yourself. Love is for the weak and is for the co-dependent. Saying and proving (through this study) that you have a better chance at finding ‘love’ or a ‘relationship’ if your credit score is high, just makes the point that everyone today is a whore for something.

Yes, you may have a great credit score now, but after the divorce and expenditures at IKEA and Bed Bath & Beyond + kids+ alimony+ child-support, you will be back at square one! Idiots.

You know what’s really sexy? Someone who can navigate the world, kick ass and take names without being subsidized. That’s what men should aim for and what women truly find sexy on a primal level. Not Poindexter, who always wears a mint green button-down and has a high Fico score and pays for pussy via his credit rating.

All women see when you have a great credit score is: an economic tool. You are Poindexter, their knight in shining platinum points. You are the boring utility stock that pays out a steady dividend on a monthly basis. A boring, predictable company. A put it away and sleep on it stock. A work-horse.

You will rarely find true love after thirty-five, since most people are looking to keep up with the Jones,’ by throwing away their freedom and dreams and look to do that by flushing their dignity down the toilet, settling for any chump with a wallet and a cologne scent of desperation; just for the sake of “fitting in”.

Truly pathetic.

#Culture

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© 2020 Frank Cervi